Tag Archives: Finances

OPINION: What I Wish My Younger Self Knew About Money That No One Told Me

by Tonita Webb


If you asked me when I was a little girl if I would become a CEO, I would have probably said no. But I knew I was going to achieve something great. It was a belief instilled in me by my grandfather. Today, however, I wish we’d had follow-on conversations about how achieving something great would also mean making money — and how important it was that I knew what to do with that money. Especially since making money would result in having a different relationship with money than I was used to seeing in my family and community. If we were to have had those conversations, I think my grandfather would have started by saying, “If your goal is to have money, it’s never going to be enough money.” And: “You’ll be able to earn more money, but you need to also earn more wisdom around money and find a purpose for that money.”

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OPINION: Credit Programs for BIPOC Communities Can Reduce the Racial Wealth Gap

by Tierra Bonds


“Black people are lazy! They are financially irresponsible and buy things they can’t afford, like jewelry and nice cars. They even have kids they can’t afford. They don’t educate themselves on finances, and when they pursue higher education, they often don’t get degrees that make enough money.” — said by a large portion of society using stereotypes to justify the lesser economic state of Black Americans and, in some cases, justify their privilege.

Hearing these types of statements as a Black teenage girl 15 years ago led me to work two jobs while in high school and in college. I did this to make ends meet, break these stereotypes, and avoid being labeled as a lazy, poor, or dumb Black girl. Imagine how much weight this was. 

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